Clearly you've not yet seen the video of a government agent losing his service weapon while dancing. Said service weapon discharged on contact with the ground and injured a bystander.
Regardless of whether you believe/know a gun to loaded or unloaded, do not point it at anything you don't want a hole in.
I was not arguing that it's OK to point your gun in an unsafe direction. I maintain that if the gun is properly retained and handled (finger off the trigger) it cannot go off, this is my argument that you can safely wear your firearm with a round in the chamber, hammer cocked, and the safety on, not that it's OK to sweep people with the muzzle of your gun just because
you know your finger isn't on the trigger. Gun safety isn't just about being safe it's about making other people feel safe.
Soldiers and civilian professionals in certain roles wear their weapons in Condition 1 and do it safely because they're proficient enough to retain their weapons, know what the status is of their weapon at all times, and ensure that even if there is an accident their weapon is always pointed in a safe direction. Therefore it's possible for people interested in firearms self-defense to do so as well, but they
must be proficient in their weapon. That includes choosing a holster that will retain your pistol while doing other activities and/or keeping your weapon in a status that's appropriate for what you plan to be doing. If professionals fail to do this it doesn't mean it's impossible, it means that individual is unprofessional.