It is also the case that all the advice in the world on how to handle money and rise out of poverty on your own steam and pull yourself up by your bootstraps isn't going to do much for someone with no money -- and, frequently, the advice given by people who are above the poverty line is of limited utility to people far below it.
Fast food is a good example. Rich people love to tell poor people not to eat fast food because it's unhealthy and more expensive than cooking for yourself -- and this is, in a marginal sense, true. It is also true that being able to cook for yourself requires equipment and a safe place with running water and electricity in which to do it, to say nothing of the time required. Lentil soup recipes don't help people who don't have a place to boil water or can't afford to keep a pot to boil it in from getting stolen. Ditto the old adage that you should buy quality, not quantity; if you can't afford quality at any one time, then you're stuck with quantity by default, a little bit at a time.
America is built with systems that are designed to bleed you dry of excess money at the first opportunity in ways that it takes more money to prevent. Look at how aid programs drop off suddenly as you pass salary thresholds, so the total money in your hands can decline sharply after a raise. Look also at how expensive it is to weasel out of paying your taxes. The best way to save money in this country is by being very wealthy, and that's very much by design, because rich people want their kids to be richer and they can buy the politicians necessary to write kleptocratic legislation.
This is what Chantelle Helm (the author of that ludicrous piece of inept satire) fails to understand -- and, again, this is intentionally common to a lot of social justice movements: the systems keeping black people in poverty were put in place by rich people who happened to be mostly white men, not white men who were also incidentally rich. When you fix the 1% and restore economic mobility in this country, you also vastly lower the barrier to entry for everyone who happened not to be rich when it was decided that only rich people could save money -- and that's something they could get almost everybody behind.
But then, that flies in the face of all the careful engineering done to keep all the little people at each other's throats, so it will probably never happen.