I work in the banquets department for a hotel. I'm pretty sure the people I served on Saturday were high... They didn't eat much of the (really really good) food, they were extremely frisky (for a given couple in the room, there was a 1 in 3 chance of them groping each other in front of me), they drank an average amount of alcohol but acted quite drunk, and apparently they were all over at one guy's place earlier that day. My coworkers had a good laugh at the kid who actually bothered to present his learner's permit, proving him to be 15 years old, when I carded him while pouring wine.
Also, I wanted to buy my sister a momo plush off Ebay with my credit card. NOPE, PAYPAL ONLY. Well, I don't keep much money in my Paypal account, and it takes them A GODDAMN WEEK for them to process a request to add funds.
A week.
For two computers, from well-known banks, to say "I'm giving you $20 CAD" and reply "Okay, I've got the $20 CAD".
In that time, I could drive to America and hand the teller $20. Computers are supposed to be faster than this! Do they have to have finance management meetings about every little transaction?
"This meeting is now called to order. Today's topic: Shoruke wants to give himself $20 CAD from his chequings account with xBank to spend on the internet. We've done some digging on the internet, and he has stated publicly that he wishes to buy his sister a... 'plushie doll'. Your thoughts, gentlemen?"
"What's our forecasted return on our investment by letting him use our money transfer services?"
"We predict that his full $20 will be in our posession for as much as 2 minutes, and $3 or $4 should be left with us indefinitely. This will increase our spending power by 0.0000000002%, allowing us to make an extra three cents CAD in the next quarter, with interest compounded monthly after that."
"I'm somewhat suspicious about this 'plushie doll'. What if he, or his sister, uses it for illegal activity? Can we be held liable?"
Just... what... the fuck... takes so long...