Yeah, uh, you need better insurance :x
No shit. Apathetic customers are easy prey. I should've gotten better insurance months ago, but what do I know about the process of changing insurance, right, I'm only a college kid.
This is probably what's really getting me so depressed. I have no really applicable "life" experience. I have no idea what I'm going to do after college. Get a job, but have no experience applying, or working. Get a home, but have no idea what the process is for actually buying a place to live, or paying bills or mortgage or any of that. Hell, I don't know if I can even afford a place to live. I need to look into that. Other stuff like cooking or paying bills or managing finances or etc.
What the hell have I been doing for these 20 years of my life.
Being an adult can be a bit intimidating. But you know more than you think you do. Sure, you don't know the exact details of everything, but you have the base skills to do and learn all of this.
You know how to work. That's what school is, to a large degree. The specifics are different, but you show up and do what needs to be done. You should be trained by your work on what to do.
Applications for work are a bit trickier, although the college application process is similar. But really, it's not that hard. The internet has plenty of info on it of best approaches and whatnot. And you are best off going in expecting to fail on the first attempts. Think of these as trial runs and if/when you get rejected follow and ask what you could have done better/differently. Find out what employers are looking for in an entry level applicant. Modify your approach and try again.
Buying a house can wait. You'll want a good chunk of money saved up for a down payment before you start, so at this point your only worry is saving money. You'll probably need to rent a place until then. Roommates can be a pain, as you probably know, but are a good way to start saving money for your own place.
Bills are easy. They used to be a giant pain, but most stuff you can set up automatically online now to come out of a bank account, so as long as you have money you're fine. BUT, pay attention to your finances! Know when bills come out and about how much for, because a failed payment attempt can really screw things up. If you know you won't be able to pay in time, stop the automatic payment and call the company to work something out. Many are reasonable about things if you're making a good faith effort to pay them.
Food and whatnot...mostly requires practice. Watching cooking shows and youtube videos can help, and there is always the option of taking cooking classes.
Managing your finances really just takes some discipline. Keep track of how much you make, how much you need to spend in monthly bills, and budget out how much you have for food/gas/fun. A spreadsheet can do it, or you can get software for it. I recommend looking at your finances at least twice a month to keep a handle on where you are. If things are going well, it only takes a few minutes to check your balances and expenditures against your spreadsheet. Online banking really helps make all this easier.
Trust me, a lot of this was much harder to do back when I graduated college.
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Topic: Things that made you sad today thread. (Read 9786702 times)