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[Aigre Excalibur]

Some notes...

http://www.payscale.com/research/US/Job=Graphic_Designer/Salary
http://www.payscale.com/research/US/Job=Graphic_Artist_%2F_Designer/Salary

http://www.payscale.com/research/SG/Job=Accounts_Assistant/Salary
http://www.payscale.com/research/US/Job=Finance_Assistant/Salary

[AbstractTraitorHero]

((That information is not only usefull for this game but is gonna be very helpfull for what i wanna do for a job in real life.))

[Aigre Excalibur]

I was tied down for the whole weekend writing business law essays, I'll get back to this in a bit.

[Aigre Excalibur]

We go job hunting. Why roll 1 d6 die when you can roll several?

Derp Julie Angelicus applies to 5 jobs that seem to be in her industry.

She scores a 5, 6, 3, 1 and 4.

The first job is a perfect match that pays well for an entry level position.

The second one is a prestigious traineeship.

The third is a mediocre job in a mediocre company.

The fourth is a disguised cubicle farming job in a company with dubious credit... and questionable business practices.

The fourth is a better job in an above average company.

Derp Julie Angelicus then interviews for all of the above jobs...
She is over-qualified for entry level work, and does not need rolls to convince employers of her skills.
So she rolls on Charisma against job quality.
1, 4, 2, 4, 2

She gets the prestigious traineeship, but is ranked last among all the other candidates. The graphics design company which rolled a 6 is also owned by George Lucas... who basically runs an assembly line of special-effects graphics and character merchandise to force down the throats of the public and make them like it.

She rolls a 3 for pay. And signs a contract for $36,000 a year.

[Aigre Excalibur]

Ok, rolling that many dice might be overkill... but we'll go with it!

Bob Johnson goes job hunting.

He rolls a 2, 2, 1, 6, 3 for job quality.

He makes a skill check for 1, 1, 4, 6, 4... but the quality 2 and 1 jobs hardly care about his shitty degree. While the quality 6 job is a mother of all cubicle farms that looks at him as the ideal cattle for their pen.

He rolls a 5 and his prospective employers believe that his sordid square nature makes him an ideal specimen for the cubicle farm.

He rolls a 4 for pay. His entry level job pays him $30,000 a year.

[Aigre Excalibur]

Stats for first two characters, beginning of year 2016:

Derp Julie Angelicus

Spoiler (click to show/hide)

Derp Julie Angelicus
Age: 24
Advantages:
Attractive +2 to social skill tests
Nerdy +4 to intellect tests and Nerd cultures
Commpasionate - Empathy gives her more intuition
Caring - Same as above
good with animals and - Empathy bonus to
has great artistic talent - artistic skill

Banes:
Hedonism - Desires pleasure in all forms. Somewhat promiscuous.
Chronic Asthma and Sinusitis - -2 strength, -2 endurance
Allergic to everything, especially dust. -2 endurance
Willful and stubborn
Idealistic and fanatical - Social Penalties around people who disagree with her.
Generally frail health, muscles and bones -2 str -2 end
Blasphemous - Penalties around religious people

Assets
Absolutely Nothing.

Liabilities:
0/20 Student Loan payments for $22,667.99 per year ammortized over 20 years.

Cashflows
Salary: $36,000.00 p/a manufacturing over-commercialized characters and their graphical effects.

Less planned expenses:
Food Expenses:
Clothing Expenses:
Coffee and other Drugs:
Shelter/Housing:
Transport:
Miscellaneous:

Financial Expenses:
Student Loan Payment: $22,667.99 (0/20)

Net Predictable Expenses:

Net Expected Cashflow:

Bob Johnson

Spoiler (click to show/hide)

Name: Bob Johnson
Age:21
Gender: Male
Key traits: Patient, knows how to fill out forms, doesn't care much for luxury
Other: A rather boring life and personality. Prefers to wear white business shirt, tie, and slacks. About 5'4". Pale skin and black hair with brown eyes. As a child his parents made him do the taxes, and his adolescence only saw him getting more droll work piled on. He isn't sure whether they are going to let him keep any money or keep it all for themselves.

Advantages:
Patient +1 end, +1 mind
Content bonuses against most sensual vices
Paperwork fetish?

Banes:
Does not cope well with change -2 sanity whenever environment changes
emotionally dead. -2 intuition, -1 charisma

Assets:
Absolutely Nothing

Liabilities:
0/10 Student Loan Payments of $4,076.04 per year for 10 years.

Cashflows:
Salary: $30,000 p/a at the mother of all officework farms.

Less planned expenses:
Food Expenses:
Clothing Expenses:
Coffee and other Drugs:
Shelter/Housing:
Transport:
Miscellaneous:

Financial Expenses:
Student Loan Payment: $4,076.04 (0/10)

Net Predictable Expenses:

Net Expected Cashflows:

To Start Phase 1:
Write your character's budgets for their predicted living expenses. Also choose a focus for your character's casual activities and out-of-work life.

[Aigre Excalibur]

Just putting this here...

https://www.irs.com/articles/2015-federal-tax-rates-personal-exemptions-and-standard-deductions

I can see why the workforce is paying much more taxes than the rich. You Americans are crazy.

If I used a Singapore system of taxation, I would have to simulate a Singapore labour market... Which is very asian... despite its claims of first world status.

[Aigre Excalibur]

Setup Rolls for Jacob Norman:

Spoiler (click to show/hide)

Name:Jacob Norman
Gender:male
Key traits:very good memory,basketball player,bad at math,plans ahead a lot,uncreative,unpersuasive,somewhat smart,extrovert
Other:good at history,likes to wear  vests and sweaters,dislikes suits ,hoping to get sports scholarship,enjoys cooking,still stays in contact with his mother who is  a  track coach , his father who was slightly autistic works as a telephone manager for a life insurance company.drinks tea rather than coffee.highly religious(Baptist),has entire book of romans memorized.can read Latin

Advantages:
Good Memory
Basketball player
Planner
sort of smart
outgoing

and religious

Banes
Self Given:
Bad with numbers
unpersuasive

Rolled:
Control Freak
Hasty
Possessive
Leaves things unfinished
Hot-headed and argumentative.

Rolls for Banes: 2-1, 8-1, 2-3, 10-3, 5-3


Desired Education level: university
Industry: sports(probably coaching maybe as a player)

Jacob Norman Scrapes through college, getting a degree in sports science and coaching with a credit.

And $30,000 in student debt.
Ammortized over 10 years, he has to pay $4,076.04 a year.
Ammortized over 20 years, he has to pay $2,615.54 a year.

[Aigre Excalibur]

Starting stats for third character:

Jacob Norman

Spoiler (click to show/hide)

Name:Jacob Norman
Gender:male
Age: 21
Key traits:very good memory,basketball player,bad at math,plans ahead a lot,uncreative,unpersuasive,somewhat smart,extrovert
Other:good at history,likes to wear  vests and sweaters,dislikes suits ,hoping to get sports scholarship,enjoys cooking,still stays in contact with his mother who is  a  track coach , his father who was slightly autistic works as a telephone manager for a life insurance company.drinks tea rather than coffee.highly religious(Baptist),has entire book of romans memorized.can read Latin

Advantages:
Good Memory
Basketball player
Planner
sort of smart
outgoing

religious

Banes:
Self Given:
Bad with numbers
unpersuasive
Control Freak
Hasty
Possessive
Leaves things unfinished
Hot-headed and argumentative.

Assets:
Absolutely Nothing

Liabilities:
$30,000 in student loans, to be ammortized.

Cashflows:
Salary: He gets signed on with a megacorp gym (6) for $24,000 (3) a month.

Less planned expenses:
Food Expenses:
Clothing Expenses:
Coffee and other Drugs:
Shelter/Housing:
Transport:
Miscellaneous:

Financial Expenses:
Student Loan Payments:

Net Predictable Expenses:

Net Expected Cashflow:

[AbstractTraitorHero]

Max budget is half my yearly invome preferably only using a quarter of it.
Casual life:Mainly self indulgence voa cat videogames and probably soda and junk food.
Out of work life:Most of the time is spent looking for a date currently.

[Aigre Excalibur]

Max budget is half my yearly income preferably only using a quarter of it.
Casual life:Mainly self indulgence via cat videogames and probably soda and junk food.
Out of work life:Most of the time is spent looking for a date currently.

Is it even possible to date while indulging in cat videogames, soda and junk food?

Your expenses already exceed half your income trying to pay off your student loan.

[AbstractTraitorHero]

Yes it is but it's kinda harder i know from experience.

[Aigre Excalibur]

Yes it is but it's kinda harder i know from experience.

Lucky you, even at my healthiest, I run and meditate every day. And I get perfect grades in college... but men and women alike avoid me in social situations.
Some people find me good looking, but I tend to be aloof and stand lightyears apart from everyone... I have good working relationships, but keep a professional distance from everyone.

My dating strategy is to look for my own kind. Though I know firsthand how hard it is to get through someone's fortress.

[Aslandus]

I just noticed it's $10/day for the "subsistence" and was wondering where you live... I could get a box of spaghetti and bottle of pasta sauce and eat that for two days for under $5, but I suppose it depends on where you live... and $10 per day sounds like a lot for bus fare or bike maintenence...


Food Expenses: $20/day * 365 days/year = $7300/year
Clothing Expenses: $500/year
Coffee and other Drugs: $0 (Just gotta make sure to get enough sleep)
Shelter/Housing: $600/month (probably sharing a room) * 12 months/year = 7200/year
Transport: $10/day * 365 days/year = 3650/year
Miscellaneous:
Entertainment/fun money: $100/week * 52 weeks/year = 5200/year
Loan payment: $4,076.04/year

Total expenses: $27,926.04
Income: $30,000
Net cashflow (before taxes): +$2073.96

I think I calculated that right...

[High tyrol]

Food expenses : $40 a day
Clothing:$2000 a year
Tea:$5 a day
Housing:$2000(because I want to be in biking distance of work don't care if I share an apartment if it makes it cheaper)
Transport :$ 10/day
Misc:
Stress relief is what I spend my free time with :$1000budget
How much a year would paying off my loan  in five year cost?