I'm on my way to becoming that rant, and yeah. I'm actually in great shape financially - but I realize that I've been lucky. It's not just that I've worked hard (I haven't, compared to most) that's gotten me where I am. It's been a family that's been incredibly supportive of me (helping me out with paying for college, buying me a goddamn car, giving me a place to stay when I've got nowhere else), friends and teachers who've helped me learn what I needed to in order to do what work I have in the first place, and in the end I've just been lucky to be looking for a job at a place that was hiring at the time. Not everyone has had surroundings like that, and it's not fair of me to say to them, "Well, you should just work harder." It's bullshit to say that to someone who works 60 to 80 hour weeks just to keep themselves and their families sheltered and fed.
Very few people have the ability and the opportunity to be able to look at their lives, figure out what they want, and how to make the system work to give them that. People shouldn't be held accountable for choices they never got to make, if there's any way to avoid that injustice.
Preemptively, I know life isn't fair, you who were going to post that. Take a moment to think about why it isn't relevant.