You've seen a lot more optomistic dipictions of history than me, GlyphGryph. It was not the people blindly messing around into the future that has improved our lives, but the occasional people who had a pretty good idea of what the future would be like, and worked to improve it; partly by countering the efforts of those blindly messing around. There's also the fact that if your state of living is comfortable or happy, you are in a very small minority, and your state of living is most likely fueled by the suffering of countless others. You're predictions seem to assume that a majority of those in power are going to make logical and rational decisions, when in fact such decisions can be more accurately simulated by dice rolls. Perhaps dice weighted slightly to the greedy and shortsighted side of things.
The furniture in my room right now is almost all stuff my parents have been saving since I was 5 years old, so that I'd have a little something when I went to college. I don't own towels... just some little washcloths. My mother has passed down the secret of repairing zippers missing teeth, a piece of "women's lore" from the Great Depression.
Would you be willing to share this secret, Vector? The internet wont tell me.
On the subject of rationing and hoarding, we have a moderate stock; about two closets full of non-perishable food, but without supplement it is unlikely to last very long in the case of a full economic collapse.