Phmcw, I know you weren't talking to me, but I do want to respond to this:
What are you? 16? That's the only reason why I could see you calling a car a "luxury". A lot of jobs won't even hire you if you don't have one.
Just to expand on this a bit: Cars in the city are a luxury. New cars are a luxury. A car for someone working construction in a rural area is NOT a luxury, it is an essential. If your sole determiner of whether or not someone is poor is "do they have a car" or anything else oversimplified like that, you're missing some pretty major factors.
That said, cars are not NEARLY as much of a necessity as people treat them as, and the insistence on having one when they don't need one is the biggest reason a lot of the people I know are struggling financially. Like college, it is not a "luxury" by default, it can often be a crucial investment, but it can act a whole lot like a luxury when people make irresponsible decisions in regards to them.
Do YOU have a car, two TV, a big house , and one playstation? If so, are you entitled to a governmental help program?
No, no, no, no, and I don't think I'm in die enough straights to qualify for assistance, no (I actually live quite comfortably at 1000 a month, and would be living in what I consider the lap luxury if fully 60% of my paycheck didn't go to paying of college loans.) But I'm lucky - I'm healthy. My brother spends more than my entire income on the medication that keeps him alive EACH MONTH. And that is well above the poverty guideline, and yet my financial elasticity is very very small. It would only take one serious illness, one serious injury, to send me into a situation from which it is unlikely I could recover.
So really, the point still ends up against Saint in the end:
How much a person makes, and their quality of life and living conditions, are not really something you can tie directly together. We do have a ton of people who could live perfectly comfortably on their technically below poverty level incomes if they were more responsible with their money. We have a ton of people living out of debt, though. Just because they have a bunch of stuff and live comfortably does NOT mean they can afford too, or that they are making enough to survive wherever they live, or anything of the sort. Size of their family matters. Medical conditions matter. You can get 2 TV and playstations and all that stuff for free (not saying they get them that way, but you can. Most places charge extra to haul away old ones, and simply asking around is an easy way to get some sweet electronics), and having them doesn't mean you are poor. We live in a land of surplus, and you can accumulate quite a bit of "fancy" stuff for very little in the way of cash.
But it does NOT mean you are financially stable.
It does NOT mean you would be able to to pay your bills if you hadn't bought that stuff.
It does NOT mean you can provide the basic necessities for your family now, only that you had more money to make material investments (poor ones, perhaps) at some point in the past.