yes, you are probably right. Although I guess some people would still like to live on planets.
the sun, the sky, the landscape... there is plenty of reasons to live on planets, even though they may not justify extensive terraforming.
It is not all about what makes an ideal habitat... it should also be interesting.
personally, I wouldn't mind living in a space station of some kind.[1]
but I think many people are going to stay planet dwellers. convincing a whole specie that living in space is better is going to take a long, long, time.
furthermore, for the planets easiest to terraform and even more for those who are already earth like the cost in resources per billion of inhabitants may be lower than that of just building O'Neill cylinders(or whatever else we are building). This last one is just a random guess, however, and should not be taken too seriously.
that said, I can hardly imagine any terraforming outside the solar system unless we get some faster than light magic.
compared to terraforming something that is light years away, just taking a space habitat and accelerating it in the right direction is almost trivial. ( well, unless you use some kind of von neumann machine, but that might open a whole other can of worms).
the only planet that could reasonably be terraformed without a deep change of either our understanding of the universe or of our culture, is Mars. Which seems to be quite dead at the present time, aviding the moral problems of the opening post.
anyway, all this post is based on opinions, so feel free to contradict what I said, or add to it.
[1]As long as there are windows, access to zero g areas ( who knows, may be restricted for industrial maintenance use only), space walks and possibly semi-frequent spaceflight ( even if I don't get to fly anything).
without those it would just be like living inside a tin can. A comfortable one, but still a tin can.