Had a kickass bounty hunter lone wolf ship set up, or so I thought.
Then I went up against a luddic path raider. They're fanatics with an unusual ship configuration, they use stripped down civilian ships that move very very quickly but are unusually prone to malfunction. I wasn't quite sure what to make of it when a single ship my same size sped up to me at a massive top speed (I'm used to being the fastest ship around, not so with these guys apparently) spewed low tech machinegun fire everwhere, then suffered a partial engine failure and spun out of control. Still, I had the guy on the ropes for most of the fight. Wasn't even damaged, was about to overload his shields and go in for the killing blow. Unfortunately I missed with my (very high energy cost gun), and went over my own energy capacity. This would have been fine, as I still had my formidable engines and armor, and his machineguns would have taken about a century to destroy me.
Unfortunately for me, he had mounted a reaper torpedo. This is a comically oversized, single shot, unguided, slow moving rocket meant to maim capital ships in a single shot. There was no real reason I shouldn't have been able to dodge this thing. But, ah, I didn't. And I was NOT in a capital ship.