Yeah, crappy system there. I know people who've needed an ambulance here, but never once heard anyone mention such a thing as being charged for needing one. (EDIT: apparently there are charges in different states.
here, but take with a grain of salt since this page is trying to sell people on private insurance. So the upshot is that if you lack insurance, an ambulance trip could cost you about $800 US dollars in the most expensive part of Australia. In Sydney, the charge would be about $US 250. I should caveat that I've known
unemployed people who needed an ambulance, and none of them ever mentioned being charged for it. We have a thing called a Health Care Card issued to all unemployed and pensioners and some low-income people. Maybe they just don't charge the ambulance fees to those people).
Even private stuff here, I go to a private GP near here if I need a medical certificate or something, the fee is $75 but you get 50% back from a government rebate on that. If you go to an even more bargain-bin doctor then 100% is covered by the rebate (since it's a set dollar amount). But, I haven't bothered to shop around to find a cheaper GP nearby, I'm going to the most obvious clinic in the area that's near the big supermarkets here. So I'm pretty sure if I could be assed to look around I could find one that charges only the rebate amount, and get free consultation. But since i have a decent job I'll leave those for people who are struggling for money.
Point being, I have a fulltime job, but I'm still covered by universal health, and could finagle it so I never have to pay anything if I wanted. Have been in hospital once or twice, never received anything like a bill for that. People who make more money do pay more in taxes for the medical thing - it works out as paying an extra
2% on your taxes if you're making decent money. But that means everyone is covered fairly and the hospital doesn't have to get involved in anything to do with your finances. Anyone who's got the valid card is treated exactly the same.