Of course, it's also ridiculous that you can make money with computer time so easily...
Remember, you're an AI. This means that you understand some amount of language, even at the beginning, and you can do menial data-entry-ish tasks pretty much instantly once you have things parsed.
I would advise you to check out Mechanical Turk. It's an awesome site where people put menial computer tasks online for people to complete for a pittance. See, let's say you want to build up a database of all the city council members of every city in your state. You know they have websites, and that the info is available there with names, some contact info, and maybe some bios. But they're all in different format, and you want it in one format. Would you pay $50 to have an organized database of all that stuff, without having to spend the time of one of your real employees? Sure you would, if you're a business that wants to get stuff done! After all, some random guy in darkest Africa who speaks English as a fourth language would be happy to do it for a buck a city (even if it takes half an hour), and even a poor grasp of the language would let anyone with a human brain do it easily. Hell, I did exactly that task for an hour and a half just for kicks. You won't make a living...or will you?
If a computer was smart enough to do that stuff, it would make a killing. Not, like, as much as your average McEmployee...but it would scale up reeeeeally well.
Also: Goldfarmers. Hell, I made a Puzzle Pirates bot in two weeks that performed well enough that, given the exchange rate of real money->doubloons->pieces of eight, I figured could rake in $0.18/hour with just one alt running at a time. There's absolutely no black market for it in that game, but in others? Sure! Yes this would take research, but it's something, once you are a few levels up.
What about internet gambling? Play the low stakes games, and be really smart. I could see that taking a lot of research, but less than goldfarming. Plus once you have a decent bank account, a truly smart AI could do a *LOT*.
And that's the point of the early game. It is realistic, by my view...at least the ability to make money.