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[Leatra]

Got punched in the face...

I take it there's some backstory there.

"I want you to punch me as hard as you can"

I just want everyone to know that I haven't punched anyone in a good solid two weeks. So, unless I was sleepwalking, it wasn't me.

We all know who did it.

This made me go "WTF?" for a second there. Always gotta check the URL before clicking.

[Euld]

Spoiler (click to show/hide)

That'll learn ya 

[Trapezohedron]

Got punched in the face...

I take it there's some backstory there.

"I want you to punch me as hard as you can"

I just want everyone to know that I haven't punched anyone in a good solid two weeks. So, unless I was sleepwalking, it wasn't me.

We all know who did it.

This made me go "WTF?" for a second there. Always gotta check the URL before clicking.

"It's always the new guy..."

I C wut u did thar now. *FACEPALM*


I dunno, I've been feeling down lately. How do I recover from pre-depression?

[Himmelblau]

Let's just pretend I never posted this. Apologies for the spam.

[JoshuaFH]

Who's the lucky sunuvagun that can't sleep despite being exhausted just because he can't stop thinking about crap in the past?

*Points at self with both thumbs*

This guy!

[Reudh]

Josh,

A CUP OF HOT MILK, STAT.

[JoshuaFH]

What will hot milk do Reudh?

And how do you pronounce your name? Is it "Rude"? Cause that's how I keep imagining it.

EDIT: And I just decided to check my bank account. Oh hey almost all my money is gone, just 17 dollars left. That feels terrible, knowing I have so little to work with.

[Reudh]

I mean no offense.

Hot milk's quite good at calming me down if I need to sleep.
That, or I meditate.

(And people do seem to think it's "Rude", but then again not many people know that in celtic languages dh = soft th, as in "that". So it's like "Ruth", but closer to a dh than a th.)

[RedKing]

What will hot milk do Reudh?

And how do you pronounce your name? Is it "Rude"? Cause that's how I keep imagining it.

EDIT: And I just decided to check my bank account. Oh hey almost all my money is gone, just 17 dollars left. That feels terrible, knowing I have so little to work with.

Dude, on more than occasion my wife has called to say "Don't. Buy. Anything. We've got $2.39 to last us till the end of the week."
And we're grown people. With jobs and everything. Who could potentially be thrown into further debt by a fucking can of Spam.

[GlyphGryph]

How

Although techincally we're at -44k or so, so I'm not really one to talk.

[Bauglir]

As soon as my rent check clears, I'll be at about -$150. My thousands of dollars in student debt aside. It'll be another couple of years before I've even earned as much money as them, much less enough to pay it back.

Speaking of sad things and student debt, I've been considering taking money out of my retirement plan to pay that back as soon as I have enough to pay a significant chunk after the 10% early withdrawal tax. It's sad because I'm not sure which is the least effective way of sabotaging my future.

[Scelly9]

I become very, very short tempered when I pull an all nighter.

[RedKing]

How

Mortgage
Two kids
Student loans
Two kids
Aging house in need of repairs
Two kids
Credit card payments
Two kids

I'm not even factoring debt like what we owe on the house or the student loans or the credit cards. I'm talking about $2.39 left in the bank before we hit the overdraft. And actually, I think we're already permanently $500 or so in hock to the bank because we hit that overdraft on Day 2 after we get a paycheck. Sad part? We make nearly $100K a year combined income. And we don't live extravagantly (at least by American middle-class standards). Two vehicles, both of which have over 150K miles on them, the kids get their toys and clothes mostly from consignment sales or gifts from friends/relatives, we try to limit our eating out to $20 a week for each of us, we only have basic cable (and about to drop that), no big TV, no smartphones, etc.

And the cost of living is relatively LOW here compared to a lot of America. We'd be so royally screwed in many other places on this income.

[GlyphGryph]

Well I guess that will teach you not to have eight kids in the future.

That's a huge part of why we're waiting to have kids until the loans are paid off, though - two more years, we should be debt free and ready to start pouring all our money into a new black hole, heh.

[ChairmanPoo]

As soon as my rent check clears, I'll be at about -$150. My thousands of dollars in student debt aside. It'll be another couple of years before I've even earned as much money as them, much less enough to pay it back.

Speaking of sad things and student debt, I've been considering taking money out of my retirement plan to pay that back as soon as I have enough to pay a significant chunk after the 10% early withdrawal tax. It's sad because I'm not sure which is the least effective way of sabotaging my future.

Forget about your retirement plan and clean out your debts. If the bank that has your plan goes bust, you might or  might not recover part of the money. However, you can be sure that if the bank you owe money to goes bust, someone will come around to make sure ylur checks keep going in.