Well, crap.
I just did a ton of paperwork on my Steam issue and learned some annoying truths. First and foremost, I better start earning some cash, because it seems Steam was part-right.
I did a much more thorough line-up of my bank account and my Steam receipt and discovered where things really went screwy. It turns out there have been delayed purchases, and I mean seriously delayed purchases. My timing and everything was precise, but the time for Steam to process my account and stake the claims was all knotted with some purchases (some of them the gifts I sent out) being delayed as far as 13 days (4 12-day delays and 2 13-day delays) to be processed.
Because everything was an unsorted mess, I didn't recognize half the purchases. It turns out I was the fraud the whole time, but not on purpose. Actually, aligning all the numbers, each single one (except those that were too old, or paid in cash, 4 excess purchases) lined up.
Anyway... Short story:
-Under ideal circumstances, this wouldn't have happened still
-Because of lengthy processing times for my bank account, purchase timing at the bank and Steam went all screwy, and ended up over-drafting me big time
-According to my memory, my current numbers, the events that passed, and Valve's claims; it would be smarter of me to accept the "fine" price of $128.72 (for the 3 carts-worth of 23 games total that went missing), than to have them realize what I have realized. I figure it's the cheaper approach. Apparently, that seems the most 'honest' path for both of us.
-Then again, if I recall the purchases I wanted revoked due to the screwiness, I could've owed (a more ideal of the current situation) $24.15, I think. At least, that's the amount I thought I told to get removed due to it being the starting point of the over-draftings.
I'd rather pay the $128.72, and not have them investigate, than to try and haggle to the ideal markers. Too great a risk after what I learned. Oddly enough though, I'm still essentially in the clear from my perspective because of my timings, and that it was both Valve and the banks' faults for the delays. Then again, with the holiday season, the banks and Valve could've been so over-worked delays were inevitable. But really, 13 days?
I guess I can still lend out my reports on the fluctuating timings and still prove my innocence, all while they explain to me the situation that caused some of the massive delays. But for what it's worth (risk and cost-wise), and considering the time away from steam is good anyway while it lasts (I needed some time away anyway), I'll just stick to the larger price. Taking the safe road.
Kinda sucks though I still have to pay the larger amount, but whatever covers my ass. Not fun when you're within a loophole you accidentally caused. Best thing to do is to clench it ASAP before the greater party/ies notices.
At least my income is increasing again. Hell, from what it looks like, apparently I've given up Steam for Lent.
Under regular conditions, it'll take me approx. 40 days to recover my Steam account and have a positive balance in my bank account where I feel comfortable, all while all my debts are paid off. Who knew that would happen? v
v
Now that's timing.
EDIT:
Odd, optimizing/simulating for the most ideal circumstances, if all my purchases had gone without a hitch, and I were to keep spending as I was I would've buried myself in debt somehow. Most likely from paying board and my bills.
Basically, I'd be in the hole for similar to the amount I owe at the moment, and maybe even have a rougher time trying to earn back my money.
How is it that such an annoying/terrible circumstance is the lesser of the two evils? At least I know how to work out of this one. But that's strange. Yeah, I'm definitely going the path I said. I'd rather pay the full price than to have the ideal forced on me. This way has a better end to it.
And there you go, another wall of text from me.
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Topic: Things that made you sad today thread. (Read 9442998 times)