Took another crack at trying to recover my Steam account. Went to the bank and they knew as well as I did what I would fear. I try and revive by undoing my affidavit regarding the time they overdrafted me ages ago, I would have to pay back the entire overdraft as well. Fortunately the banker I was talking things with has told me I can always try to reason with Valve directly and see if I can just pay them back in a lump sum.
Now the part that worries me, will Valve accept? If not, I'm considering my account dead, but not useless. There's no way I'm losing out
$600+ (the whole overdraft fiasco of many months ago) just to pay back $128.72 to freaking Valve. God-willing they should accept the simplest, most minimal paperwork method even agreed by the bank that I originally wanted to do in the first place. It's not Valve that would screw me over if I recover the original way, but the bank, and being a loyal customer at the bank, they don't want to lose me as their customer because of another company's fault.
On the bright side, I didn't expect so much support from the bank to not go the normal method of doing things; BTW, by my calculations if the fraud departments were to redo everything and re-charge me, and then calculate all the other purchases from that time on, I would have to owe them thousands. So yeah, I think I have some nice people working at the bank at least. I just want to pay back Valve, and that's that. If they won't accept it, then joke's on them, I already installed the games that they would've screwed me out on; thank you offline mode and pre-installing the majority of the games I got before the crap hit the fan. BTW, to screw me out, they will miss out on a potential increase in their income overtime.