Print

Please login or register.
1 Hour 1 Day 1 Week 1 Month Forever
Login with username, password and session length

[Armok]

You have to turn quick reply on in your profile first.

[Duke 2.0]

 My money was wasted on a machine today and I didn't have enough time to get refunded because I had like five minutes to get to class. Then I found out my graphing calculator died, even new batteries would not save it. Then we had a test where I was sure I only got 10 points on it. And there were only five questions on it. And then it started to rain as I walked to the metro. Then I fell asleep on the train and ended up halfway back at the station I started at.

 And then my dog wanted to bite my ankles when I got home.

[ToonyMan]

Duke your sister better have settled a treaty with you for this night.

[MaximumZero]

I just attempted to get a loan from several places. All turned me down because I don't have enough credit history to attain a decent score.

[Duke 2.0]

I just attempted to get a loan from several places. All turned me down because I don't have enough credit history to attain a decent score.

Quick! Buy a bunch of cheap junk on your credit card you know you can afford! Get in very shallow debt you can repay immediately!

[MaximumZero]

I can't even get a credit card.

I'm so poor, my credit applications are pre-rejected. 

[Retro]

I can't even get a credit card.

I'm so poor, my credit applications are pre-rejected. 

Same boat :\

[Duke 2.0]

I can't even get a credit card.

I'm so poor, my credit applications are pre-rejected. 

Get a loa-

 Wait...

 Well crap.

[ECrownofFire]

How do you manage to have such a poor credit history without ever getting a credit card? Fucking credit scores, how do they work?

Seriously though, how DO they work?

[MaximumZero]

Mostly late or entirely unpaid medical bills.

How credit scores work: http://www.howstuffworks.com/personal-finance/debt-management/credit-score.htm

[Heron TSG]

I hope to never use a credit card much. Paying with what money you actually have seems more sensible.

[Josephus]

I hope to never use a credit card much. Paying with what money you actually have seems more sensible.

This is very wise of you. Never buy what you can't actually afford.

[ein]

I hope to never use a credit card much. Paying with what money you actually have seems more sensible.

Meanwhile, I'm not sure if it should go here or somewhere else, but I realised that with my skills, I'll never be able to get a job working with anything other than computers, music, or certain types of manual labour.

[Retro]

I hope to never use a credit card much. Paying with what money you actually have seems more sensible.

Sadly, no online retail site allows anything but a credit card (that I've seen before, anyhow). I'm a very careful spender and can make a little go a long way, but if I ever want to order anything online, ever? Hah. If I could actually get approved for one, I'd be setting aside the equivalent money from my budget beforehand so that when I pay it it's already been accounted for, but that seems unlikely to happen as I'm a student who's had difficulty getting work lately :\

[Realmfighter]

Meanwhile, I'm not sure if it should go here or somewhere else, but I realised that with my skills, I'll never be able to get a job working with anything other than computers, music, or certain types of manual labour.

Last year or so my mom made me learn more about my job choice. After learning that to be an engineer you had to have a 90% average or something like that, i went back to teenage apathy as my future profession.