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[Rockeater]

We the undersigned Sharky's financial services, agree to provide blueprints for a SCOPE to the undersigned companies at a cost of 0.8 guineas. Said blueprints are to be used for the manufacture of a single device, then destroyed. Unlawful copy of the blueprint either directly or indirectly shall incur a fine of 5 guineas.
Sharky's financial ventures only provides the single use blueprints, not the full product. It is up to the buyer to gather the raw materials for assembly (aka: bring your own sand)

- Sharky's financial services
- Wilco Ventures 0.4 Guineas
- Rock's Firm 0.4 Guneas

We, Sharky's financial services as holders of the charts to Norderland, agree to provide the ship Warrick represented by Wilco Ventures with a navigator to guide them to Norderland for 2 back and forth journey, at a cost of 0.4 guineas each.
This sum is to be paid upfront. Stealing the charts of the navigator or otherwise extorting proprietary information is to be considered against this contract and liable to incur a fee of 5 guineas.
-Sharky's financial services
- Wilco Ventures 0.48 Guineas
- Rock's Firm 0.28 Guneas

[andrea]

@RockRockRock
Pay 0.2 guineas of interest.

Also, you should quote the amended navigator contract, you got a discount for buying in bulk.

[flazeo25]

We, Sharky's financial services as holders of the charts to Norderland, agree to provide the ship Warrick represented by Wilco Ventures with a navigator to guide them to Norderland for 2 back and forth journey, at a cost of 0.7 guineas in total.
This sum is to be paid upfront. Stealing the charts of the navigator or otherwise extorting proprietary information is to be considered against this contract and liable to incur a fee of 5 guineas.
-Sharky's financial services
- Wilco Ventures 0.42 Guineas
- Rock's Firm 0.28 Guneas

Contract ready and signed.

Spoiler:  Willco Ventures (click to show/hide)

Funds:  1.55 -> 0.5 Guineas
Favour: 0 Favours, Certificates of Commendation. (Need 3 more Royal Favors for Explorer License)
Commodities: 4U -> 1U of Sand, 0U of Wool.
Investments: Giddy Chicken (2/10), Warrick (6/10)(2 Trip Navi Contract), Coppermold (2/10), Hardtack(10/10).
Debts:None

Andrea: Pay Andrea 0.88 of my part.

ActActAct: Use 3 sand to create a scope and install it on the warrick, donate 0.17 to Woolritter families.

[TricMagic]

Andrea, 1 navigator please. With this I should have a stable supply of wool.
Also 1 Scope Contract, though I actually want three of them if I can get a discount.

Take my twelve sand for now.

Spoiler: Bathtub Corsairs (click to show/hide)

Gold n' Silver
Funds: 0.8gn
Favor: 0

Goods n' Operations
Commodities: 12 Units of Sand, 0 Units of Wool
Investments: 2 Guineas Share in the Nearsouth Nsailor. 10/10 Guineas in the Magierin. 10/10 Guineas in the Bloody Shark. 10/10 Guineas in the Yet Another Pirate
Debts: 10+(.6*3)=11.8. Due on return of Yet Another Pirate
Allied Interests:  Ship Contract: Nearsouth Nsailor (2/10 Shareholder | P&P 3/10, AE 2/10, BFE 3/10)

Expensive Trinkets
Letter of Operation: We of the Bathtub Corsairs shall shall across the seas and bring back gold and Guineas with which to fill our coffers. No matter the cost or legality we sail to uncharted waters, dreaming of the golden bathes. [Doesn't actually exist. Just a motto for now.]
Protoscope: The original Scope developed through invention. Just a trinket without a ship to make use of it, but classical. Currently on Expedition.


The Pirate Fleet
Magierin
Status: In port.
Currently Intact.
Equipment: None.
Current Route/Trade: Nearsouthland Sand

Bloody Shark
Status: En route, due back in one turns.
Currently Intact.
Equipment: None.
Current Route: Norderland Wool

Yet Another Pirate
Status: En route, due back in two turns
Currently Intact.
Equipment: None.
Current Route: Norderland Wool

Thinking on it, who was the one offering loans besides you? I'd also need an extra sand too. I wonder what I would get with ten sand.

[flazeo25]

Pretty sure 10 Sand invention was already used either need 15 one or mix it with other stuff likely.

[TricMagic]

Don't think that's how it works, we'll always get something different.

[andrea]

Magierin, I guess?

We, Sharky's financial services as holders of the charts to Norderland, agree to provide the ship Magierin represented by Bathtub Corsairs with a navigator to guide them to Norderland for a back and forth journey, at a cost of 0.4 guineas in total.
This sum is to be paid upfront. Stealing the charts of the navigator or otherwise extorting proprietary information is to be considered against this contract and liable to incur a fee of 5 guineas.
-Sharky's financial services
-

As for SCOPEs, I would say that if you buy 3 at the same time, the third is discounted 50%, for a total of 2 guineas.
Can put them on credit if needed.

The other guy offering loans is Euchrejack. I also have some money available if needed.

[EuchreJack]

"Quarterly report on First United Sandbank, a wholly owned subsidy of Lazy Jack's Investco."

Spoiler: Lazy Jack's Investco (click to show/hide)

Assets:
10% of the ship Coppermold

100% of First United Sandbank (Cash on hand: 1.25 Guineas. 
1.25 deposit with 4.5% interest owed to Setsu
1.0 loaned to A Enterprises, 1.2 due in 0 months. Now incurring 10% per month overdrawn.
Other collateral: 1 sand)

Other:
2 Royal Favour

We, the undersigned United First Sandbank, agree to receive 1.25 guineas from the undersigned, Setsu Enterprises, in return for a Right of Expropriation of Assets for at least equal value of the total investment. Every month, Setsu Enterprise temporarily waives this right of expropriation for a fee equal to 4.5% of the current outstanding value (and the fee is then rolled over into the investment proper). This investment will continue in perpetuity, however Setsu Enterprises may deposit additional funds at any time. With three month’s notice, Setsu Enterprises may withdraw funds from this investment. Failure to provide the sum will cause Setsu Enterprise to invoke its Right of Expropriation of Assets (but only for the funds that it attempted to withdraw).

- Setsu Enterprises
- United First Sandbank

We, the undersigned First United Sandbank, agree to receive X guineas to the undersigned company, Y.
This amount will incur into a monthly interest of 6% of the initial sum.  It shall be held for exactly six (6) months, and automatically rolls over if request is not received for its withdraw prior to the expiry of the 6 month term.  It can not be withdrawn outside of these terms, so plan carefully!

Signed:
-First United Sandbank
-

We, the undersigned First United Sandbank, agree to transfer 1 guineas to the undersigned company, x, for an exact period of time of 2 months, at which 1.2 guineas will become due and payable immediately.  Failure to pay on time will cause the amount to accrue interest at 10% of the owed amount for each month that the amount remains unpaid.


Signed:
-First United Sandbank
-

@a1a1a1: Reminder that you owe me money.  I believe its is owed this month, but as there is contingency for your needing to borrow the funds longer, its all good.  To avoid compounding, I'm willing to calculate that as adding 0.012 of debt for each month that the amount remains due, hopefully that helps you make proper plans as well.

Very well, I will sign the paperwork now, so we all know I have the guineas.

We, the undersigned First United Sandbank, agree to transfer 1 guineas to the undersigned company, x, for an exact period of time of 2 months, at which 1.2 guineas will become due and payable immediately.  Failure to pay on time will cause the amount to accrue interest at 10% of the owed amount for each month that the amount remains unpaid.


Signed:
- First United Sandbank
- Aywanez Enterprises

[EuchreJack]

I can draft longer term contracts as well, now that we've got the wonders of COPPER to unlock.  At this point, I'm basically offering the same loan rates as Andrea, since there seems to still be more need for credit than funds available to lend.  We might get into a bit of a competition later.

I do however offer better terms for deposit of funds.  Throw me some spare guineas, stop letting them collect dust and let them collect interest instead!

[TricMagic]

You know, think I will just drop an [redacted]

We, Sharky's financial services as holders of the charts to Norderland, agree to provide the ship Magierin represented by Bathtub Corsairs with a navigator to guide them to Norderland for a back and forth journey, at a cost of 0.4 guineas in total.
This sum is to be paid upfront. Stealing the charts of the navigator or otherwise extorting proprietary information is to be considered against this contract and liable to incur a fee of 5 guineas.
-Sharky's financial services
-Bathtub Corsairs.

As well, ACTACTACT: Change Magierin's course for Norderland.

Let's see how this goes. What's life without a little risk.

Spoiler: Bathtub Corsairs (click to show/hide)

Gold n' Silver
Funds: 0.9gn(see posts below, additional 0.4 next turn)
Favor: 0

Goods n' Operations
Commodities: 0 Units of Sand, 0 Units of Wool
Investments: 2 Guineas Share in the Nearsouth Nsailor. 10/10 Guineas in the Magierin. 10/10 Guineas in the Bloody Shark. 10/10 Guineas in the Yet Another Pirate
Debts: 10+(.6*3)=11.8. Due on return of Yet Another Pirate
Allied Interests:  Ship Contract: Nearsouth Nsailor (2/10 Shareholder | P&P 3/10, AE 2/10, BFE 3/10)

Expensive Trinkets
Letter of Operation: We of the Bathtub Corsairs shall shall across the seas and bring back gold and Guineas with which to fill our coffers. No matter the cost or legality we sail to uncharted waters, dreaming of the golden bathes. [Doesn't actually exist. Just a motto for now.]
Protoscope: The original Scope developed through invention. Just a trinket without a ship to make use of it, but classical. Currently on Expedition.


The Pirate Fleet
Magierin
Status: In port.
Currently Intact.
Equipment: None.
Current Route/Trade: Norderland Wool

Bloody Shark
Status: En route, due back in one turns.
Currently Intact.
Equipment: None.
Current Route: Norderland Wool

Yet Another Pirate
Status: En route, due back in two turns
Currently Intact.
Equipment: None.
Current Route: Norderland Wool

[flazeo25]

@Tric Mind not sell the 2 sand to market and instead selling them to me instead, I can pay 0.5 Guineas now and pay 0.4 Guineas next turn?

[andrea]

Travel safe!

[EuchreJack]

@Tric Mind not sell the 2 sand to market and instead selling them to me instead, I can pay 0.5 Guineas now and pay 0.4 Guineas next turn?

+1 to this!

@Flazeo, if mean old Tric won't sell you sand, I got a single unit you can have for .45

[TricMagic]

@Tric Mind not sell the 2 sand to market and instead selling them to me instead, I can pay 0.5 Guineas now and pay 0.4 Guineas next turn?

Sells 2 sand to Flazeo. .5 this turn, and .4 next turn. Note that failure to pay will result in forfeiture of a ship stock if no other means of payment is found.

-Bathtub Corsairs
-

Shouldn't be an issue, since you could just take a loan, but still.

[flazeo25]

Spoiler:  Willco Ventures (click to show/hide)

Funds:  0.5 -> 0 Guineas
Favour: 0 Favours, Certificates of Commendation. (Need 3 more Royal Favors for Explorer License)
Commodities: 1U -> 3U of Sand, 0U of Wool.
Investments: Giddy Chicken (2/10), Warrick (6/10)(2 Trip Navi Contract), Coppermold (2/10), Hardtack(10/10).
Debts:0.4 Guineas to Bathtub Corsair

Sells 2 sand to Flazeo. .5 this turn, and .4 next turn. Note that failure to pay will result in forfeiture of a ship stock if no other means of payment is found.

-Bathtub Corsairs
-Wilco Ventures

@TricMagic: Pays 0.5 Guineas to Bathtub Corsairs for this turn.

Good doing business.