I have no idea how accurate it is, but here is an explanation of coronavirus. Maybe someone with more biology experience can comment:
https://www.little-gamers.com/2020/03/25/in-case-you-didnt-know/
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Not a biologist just someone who dabbles in the kiddy pool that is random science trivia.
From what I can gather the main point of it is that the flu our bodies deal with all the time, so we have some antibodies ready to recognize and fight it all the time. Not enough to completely eliminate it from our systems immediately like an immunity does because the flu mutates enough from year to year for our body to not be 100% sure how to, but enough to mitigate it until our body ramps up to fight it using more specialized mechanisms. Our body essentially knows what the little spikes on the outside of the virus look like and knows to hit the red alert lever when it sees it.
Coronavirus came from animals, our bodies have NEVER seen this virus before, i imagine it recognizes it as an outside invader and treats it as such, but the body's reaction to outside invaders is ineffective against viruses (If I understand it right it may be actively detrimental). Out body does not recognize the little spike like protrusions on the outside of the cell like it does the flu that tells it that it needs to fight this differently.
When we are exposed our immune system goes to work, somehow recognizes that the reaction is ineffective, and then there are some other kinds of cells that go out, sacrifice themselves by eating the virus, get a sample of it's dna and then show that dna to the rest of the body. Once the body knows the virus' dna THEN the body does a proper response to fight it, and in the case of many viruses your body remembers that dna for the rest of it's life and knows how to fight it.
One of the questions that are still up in the air is if coronavirus mutates enough to keep that dna memory effective, or if it changes enough every year to make it hard for the body to tell exactly what it is on a year to year basis.
EDIT for more clarity: We get viruses from animals all the time, but like how our body does not know how to fight it animal viruses don't know how to infiltrate our cells. Coronavirus basically got lucky and guessed the password to get into our cells and then told that password to all it's millions of kids.