Oh you and your RPG hate.
You have a point tho; it
would be fun to see some currency changes! Some thoughts:
- Humans: Those are some pretty specific ratio reworks, and I'm not sure what they're for exactly. I take it you've thought those numbers through pretty carefully? I'm curious to hear your reasoning.
Dwarves: Seeing as you can make any kind of coin in fortress mode, it'd be cool to see something similar in the rest of the world. I don't think dwarves in world-gen sites carry money on them at present-- perhaps you could add pouches to their tool-list, in a manner similar to humanfolk?
Kobolds: Gems have to be mined out of the rock usually, and kobolds wouldn't be much good at that. I'd expect to see maybe a few rock bone trinkets, if anything... unless they're just
stealing all their currency? But in that case I'd expect to see coins like unto those of other civilizations, not gemstones...
You've not mentioned goblins in your list there. D'you intend to do something with them? 'Cos some iron and copper currency would suit them nicely, it would-- goblins have no use for soft human metals!
- Elves: I hear pearl is a bit of a pain to create reactions for, 'cos of its weird standing in vanilla DF-- apparently it doesn't actually exist as a material, but still can show up in material preferences? Something like that. You could probably make it happen, but you'd have some work to do.
You mention pearls, but you
don't mention their primitive financial counterpart-- shells! Shell currency would be easily obtained, easily worked, and has a
nice base in reality. Lots of fun things to be had there!
You could make that "wooden currency" some sort of bead too, maybe. I'm not sure how that would work in practice.