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[Kashyyk]

B. Maybe we can trick him into saying something vaguely insulting and have him arrested for it.

[Tiruin]

A-Yes please!
B-Let's negotiate.
C-No thanks.
D-Kill him and take his money.

Yep, B, and then D.
Unless somehow that tiny dum subtext = magic :V
In which B is best. :3

[Weirdsound]

Might as well try to negotiate. We are wise. B

I'm pretty sure we will either turn him down or rob him though. We should be properly recovered enough from having a baby to go a-raiding for wealth soon.

[Taricus]

Okay, changed my vote to stabbing him and nicking the money.

[omada]

B  then C or D  unless we roll a pretty good number and the guy decides something very nice.

[vastaghen12]

D

[NUKE9.13]

"Very well, what would you like to discuss?"

A-About this interest rate. Let's lower that, hmm?
B-What's with this 'failure to pay' clause? I'm not giving you a blank cheque.
C-I have two main problems. (A+B)
D-Have you considered giving me the money as a gift, considering how generously I am not killing you right now?

[Kashyyk]

Let's go with C. We can always stab him later.

[Tiruin]

I'd love to stand by on 'we're not jerks, we're practical' and go C
Because we can do D later on when we probably inevitably get frustrated because we hit a "1".

And then secret merchant magics :v or we just intimidate well with another roll.
So many possibilities!

[Twinwolf]

While doing this, can we a bit bluntly inform him that he underestimated our intelligence?

[Xantalos]

C

See merchant, you're walking into our presence and trying to scam us. We'll give you a chance to reconsider this.

[NUKE9.13]

3*

"Mm... no, that won't work. That clause is only in there for insurance purposes, I assure you. The interest... I can very graciously lower the interest rate to a mere 16%."

(Some quick mental arithmetic tells you that would mean paying back roughly 5.5 chests for 3 chests now)

A-Deal
B-No deal
C-Alright, enough messing around. Hand over the money and I might let you live.

[Taricus]

C Right, It's STABBING TIME

[Kashyyk]

Whelp, we tried. C

[VoidSlayer]

A

I mean, we can always stab him later when he tries to collect.  And maybe we will get enough cash to cover it by then?

No need to get stabby right now.  I mean who is going to enforce this contract besides our good will?