while hiding how it works (like the fact that the federal government is funding 100% of the Medicaid expansion for a few years only).
...after which the federal government slowly declines to a mere 90% funding level.
It's not like they weren't upfront about this from the start. And it's not exactly onerous either. The feds are picking up the vast majority of the tab. The tiny contribution the states are being asked is probably less than the money they will save by not needing to cover these people through other channels (like state funded high risk pools, payments to hospitals to cover loss on the uninsured). This expansion is from a state government perspective a massive, massive win. And it's even better if you are from a red state which had previously skimped on coverage and will get a lot more of the federal largess.
Nobody has hidden any of this, they've been upfront about it from the start. And frankly, federal funding shares this high are unprecedented for a program of this size, not to mention one that benefits red states this much at the cost of blue states. You can't say they are sticking the states with hidden costs when the states come out way ahead.
So yeah, I guess some really crappy plans could be cheaper than that.
I don't think any plan is cheaper than $95 a year which is the mandate level someone in a cut rate plan could expect if they aren't poor enough to qualify for medicaid in a blue state or poverty exemption in a
plutocrat red one. $95 a month maybe but not $95 a year.