@ Evil: Hmm, I like it, it'll definitely work with what I've got planned.
"Luck":
So, this is going to be ok, but there's going to have to be some changes. What I propose is it in fact be +3 to Minor Uncontrolled E.S.P. (Extra Sensory Perception). How it'll work is that Lars' luck isn't him somehow shaping the universe, but rather that he has subconscious knowledge of future events that may harm or benefit him. In the case of the car accident, it wasn't that he "luckily" survived, but that he instinctively sat in the one seat in the car that wouldn't result in horrible death that trip. Same with gambling, he instinctively bets heavily when he will win, or jobs, where he has a feeling for cash-in-hand work that won't lead to a raid by local immigration authorities and the like.
This doesn't imply a fixed determinist future, he's just sensing the most likely events and it will only work with things directly related to Lars' interests. It'll be a passive skill, so you can't actively use it (yet), it'll just happen in appropriate situations.
Now, this is pretty damn powerful, especially for a starting skill, even when reduced to a +3. However, it does work with what I've had planed. One thing I will say is that if you go with this character (and you totally should) you might draw more... attention than the other characters early in the game. Which may be extremely dangerous, depending on how it turns out.
As a meta note, its pretty obvious form this post that some form of psychic powers are going to be available. I had planned to have keep this under my hat until we got going, but since it's not really fair at this point for me to deny others:
If you want a minor psychic power (E.S.P, minor telekinesis, minor empathy etc.) then feel free. Be warned though, those of you who start out with such talents will be under much closer... scrutiny by unseen forces. I'm drawing the line at any power that you can actively control for character creation, unless you want to start in an extremely dangerous situation.
@Zanzetkuken: You can add a minor power if you want, but your character is totally fine as things stand (and things will be a bit less dangerous for you at the beginning).
EDIT:
@ Deep Waters: Activeness will vary, really depends on how much people post. It won't be a big problem if people post at different rates, most people will be starting off in different places, so it only becomes an issue if you sink up with someone. So, feel free to post a character. Just as long as I get actions from you every now and then, things should be fine.