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Author Topic: WHOOOO HEALTH CARE RULED CONSTITUTIONAL  (Read 25627 times)

Mr. Palau

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Re: WHOOOO HEALTH CARE RULED CONSTITUTIONAL
« Reply #225 on: June 30, 2012, 12:16:27 pm »

I mean my Ideal healthcare system is the one Singapore has. It insures everyone and allows market forces to work much more efficiently in the healthcare market than any other model. They have a simple, socialized medical plan for everyone. That makes up around 42% of the healthcare market. The blan can provide anything you could ever need, at decent quality and price.

The really ingenious thing is that not only does the socialized medical plan insure that everyone is covered, but it also encourages competition in the private healthcare market. You see, if the government can give you a basic physical exam for 5$ (not actual price, just made up for the simplicity of the example), than private providers are forced to either do it for 4$ or improve the quality of the exam (unless you are an irrational individual and only see private providers  ::)). Whats great is that the governmnet can subsidize the basic exam, using taxpayer dollars of course, and thus make it cheaper, while the private porivders cannot and are thus forced to improve efficiency (in terms of both price and quality) or cut profit margins in order to survive. Unlike many socialized plans, this actually makes healthcare providers more innovative.

Also, they don't rely on insurance as much as other countries do. A key part of their socialized healthcare plan is that no service is provided free of charge, no matter how poor you are (although the subsides get pretty large so the cost can be very, very small.), this is done to discourage overconsumption of healthcare. Instead of having people pay out of pocket for the public care, since there is no insurnace for that, you are mandated to save a certain percentage of your income in a government sponsered health savings account (it is topped off by the government if you are too poor to meet the minimum requirements). Since you want to keep as much of your own money as possible, you try to control costs where ever possible.

There are also private healthcare insureers to cover private healthcare costs. This is pretty much the only flaw I can see in the system. The private insurance insulates the consumer from costs and drives up healthcare inflation. If I had my way, there would be no insurance and your Medisave account, the government medical savings account I mentioned earlier, would be used to pay for your private healthcare costs. That would make you think a lot mroe before you spend any of your money.

I picked singapore because it has the what looks to be the most efficient helathcare model. Not only was it ranked 6th, out of 191 of all the world's health care systems by the WHO. Here is the list of the top ten, for comparision.

1. France (single payer)
2. Italy (mixed private public. Part of it is socialized and then other private providers. 75% public.)
3. San Marino (no idea, could not find it. Probably the same as Italy as San Marino is a mirco-naiton surronded by Italy.)
4. Malta (socialized, with private insurance and a some private providers [don't need many on a tiny island.])
5. Andorra (single payer)
6. Singapore (you should know by now)
7. Spain (mostly socialized.)
8. Oman (socialized.)
9. Austria (socialized, can purchase private insurance.)
10. Japan (single payer.)

Now, lets break it down. 3 have single payer systems, 3 (counting San Marino) have Mixed private and public, and 4 have socialized systems. Not a single one is fully priavte. Now I for one find it impressive that Singapore can be on that list, given it's low median GDP per capita (median being what most of the people can expect to make instead of just the average. [I can't actually find numbers on median GDP per capita.]). Even though singapore's average GDP per capita is ~59,000$ at PPP, that is not the case for the average Singaporean. 1 in 6 Singaporeans are millionaires, the highest for any country, which vastly distorsts the average GDP per capita numbers. The fact that it can be up there with rich countries (and Oman, which can afford this thnaks only to their oil wealth.) is pretty damn impressive.
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GreatJustice

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Re: WHOOOO HEALTH CARE RULED CONSTITUTIONAL
« Reply #226 on: June 30, 2012, 05:13:30 pm »

I mean my Ideal healthcare system is the one Singapore has. It insures everyone and allows market forces to work much more efficiently in the healthcare market than any other model. They have a simple, socialized medical plan for everyone. That makes up around 42% of the healthcare market. The blan can provide anything you could ever need, at decent quality and price.

The really ingenious thing is that not only does the socialized medical plan insure that everyone is covered, but it also encourages competition in the private healthcare market. You see, if the government can give you a basic physical exam for 5$ (not actual price, just made up for the simplicity of the example), than private providers are forced to either do it for 4$ or improve the quality of the exam (unless you are an irrational individual and only see private providers  ::)). Whats great is that the governmnet can subsidize the basic exam, using taxpayer dollars of course, and thus make it cheaper, while the private porivders cannot and are thus forced to improve efficiency (in terms of both price and quality) or cut profit margins in order to survive. Unlike many socialized plans, this actually makes healthcare providers more innovative.

Also, they don't rely on insurance as much as other countries do. A key part of their socialized healthcare plan is that no service is provided free of charge, no matter how poor you are (although the subsides get pretty large so the cost can be very, very small.), this is done to discourage overconsumption of healthcare. Instead of having people pay out of pocket for the public care, since there is no insurnace for that, you are mandated to save a certain percentage of your income in a government sponsered health savings account (it is topped off by the government if you are too poor to meet the minimum requirements). Since you want to keep as much of your own money as possible, you try to control costs where ever possible.

There are also private healthcare insureers to cover private healthcare costs. This is pretty much the only flaw I can see in the system. The private insurance insulates the consumer from costs and drives up healthcare inflation. If I had my way, there would be no insurance and your Medisave account, the government medical savings account I mentioned earlier, would be used to pay for your private healthcare costs. That would make you think a lot mroe before you spend any of your money.

I picked singapore because it has the what looks to be the most efficient helathcare model. Not only was it ranked 6th, out of 191 of all the world's health care systems by the WHO. Here is the list of the top ten, for comparision.

1. France (single payer)
2. Italy (mixed private public. Part of it is socialized and then other private providers. 75% public.)
3. San Marino (no idea, could not find it. Probably the same as Italy as San Marino is a mirco-naiton surronded by Italy.)
4. Malta (socialized, with private insurance and a some private providers [don't need many on a tiny island.])
5. Andorra (single payer)
6. Singapore (you should know by now)
7. Spain (mostly socialized.)
8. Oman (socialized.)
9. Austria (socialized, can purchase private insurance.)
10. Japan (single payer.)

Now, lets break it down. 3 have single payer systems, 3 (counting San Marino) have Mixed private and public, and 4 have socialized systems. Not a single one is fully priavte. Now I for one find it impressive that Singapore can be on that list, given it's low median GDP per capita (median being what most of the people can expect to make instead of just the average. [I can't actually find numbers on median GDP per capita.]). Even though singapore's average GDP per capita is ~59,000$ at PPP, that is not the case for the average Singaporean. 1 in 6 Singaporeans are millionaires, the highest for any country, which vastly distorsts the average GDP per capita numbers. The fact that it can be up there with rich countries (and Oman, which can afford this thnaks only to their oil wealth.) is pretty damn impressive.

No country in the world has a fully private healthcare system (and that would be including the USA), so showing off how highly rated non-private healthcare systems are is a bit like a mid 17th century demographer coming to the conclusion that, because almost all of the richest/most successful countries are presently controlled by emperors or kings, the only way a country can be successful is to be ruled by an emperor or king. Ignoring that,

-Half of those countries listed are undergoing massive sovereign debt problems, which deals with that side of things rather simply (similarly, Greek healthcare was once one of the best in the world because cost was ignored, but it ultimately came crashing down to practically third world standards)
-Of those not undergoing debt or economic problems, four are micronations and thus aren't really comparable in terms of health service due to the different logistics involved (Though it is worth noting that Singapore has a nominally freer market in healthcare compared to the US in many respects, and is certainly far more streamlined)
-The remaining country is Oman, but from what I can find it's healthcare system isn't exceptional by any means with a life expectancy of 74ish and not much notability

Finally, the rating was compiled by WHO, the same people who were stupid enough to treat Swine Flu as a "pandemic" and panicked in a distinctly unauthoritative fashion when given a chance to look into things rationally, and thus should be taken with a mountain of salt.

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While you may have a point about the non-sequiturs, I don't think the slope here is particularly well-greased. In addition to being a public service, it's one that is crucial to life for many of the people who require it, is extremely expensive, often unpredictable, and the burdens associated with it are unevenly distributed throughout society.

One could make a similar argument for food under the right conditions, but few would advocate a Food Bureau to ensure everyone is given as much food as they "require".
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I know. If we are going to have programs like that, we might as well attempt to optimize the system toward ensuring people get healthcare when they need it - which, I believe, involves making sure that hospitals treat people who show up, end of story. There are practical issues in making that happen, obviously, but that's what I believe to be the morally correct objective.

But what if the hospitals are incapable of treating everyone who shows up due to a lack of resources? Again, this is hardly a problem unique to the US. There are several instances in Canada (and I'm sticking to Canada for the time being since I actually live here) of ambulances being turned away from hospitals due to a lack of space or shortage of doctors.
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No, I'm not, but the single payer system is the one I prefer and the present insurance-based system is the one I particularly oppose, so I'm naturally going to spend most of my time talking about them.

But by doing so, you're creating a false dilemma that is hardly likely to have ideal results. Choosing between the present American system and the single payer system is a bit like choosing between Fascism and Communism; you might find the merits of one to outweigh the problems of the other, but there are lots of unexplored options that make far more sense.
Quote
Other systems seem even less practical to implement; for instance, what you brought up assumes health care costs go down, which seems unlikely.

Again, I would be greatly appreciative if anyone could find the chart I was referring to, but the absurd increases in healthcare costs didn't really begin until the mid 1960s while LBJ was passing his Great Society programs. The only reason it would seem unlikely is because all the countries of the world have hopped on a bandwagon of government controlled healthcare in some way.
Quote

If nothing else, insurance companies don't want that to happen because it gives people an incentive not to have insurance (this is obviously a perversion of all sense and decency, since you'd expect that having to pay out less on each claim would be considered optimal, but since a premium necessarily has to be greater than the expected cost for that contract holder, you wind up with a situation where every person with insurance is a net win for the industry).

Indeed, established insurance companies have a tendency to be quite crooked. But then, Obamacare isn't really a single payer system at all, it's a fascist system that basically functions as single payer for the average American but market based for the insurance companies.

Anyway, the major problem that arose regarding insurance is that the government simultaneously encouraged businesses to give workers insurance benefits (due to price and wage controls restricting the higher wages that could be offered during WW2) AND forced insurance companies to cover things that quite frankly make them function less like insurance companies and more like healthcare brokerage firms. A lot of problems that exist today simply wouldn't if insurance companies functioned the way they were designed for, by providing very large amounts of money in the event of unforeseen disaster (that would be a previously healthy person contracting a deadly disease through no fault of their own, being hit by a car, having unexpected heart problems, etc). The vast majority of expenses relating to healthcare would be long term things that one would have plenty of time to look over and consider (doctors visits, non vital surgery, medication, etc) while those that came up suddenly would be covered by insurance companies (who would have an incentive to gain a reputation for setting up deals with high quality hospitals and would be able to pay out far more/without as much weaseling because they wouldn't be covering small time things anymore).
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In principle, I don't really care how somebody wound up with cancer, I'd still prefer it get treated (if the patient actually wants treatment, obviously) than not. "You did something that, in retrospect, was pretty stupid - so you are going to die or have your life ruined" is not really a moral position to me. In practice, you're right, ensuring that the system works is probably going to require some restrictions on how often certain avoidable problems can be treated before the patient has to start paying more, and I'll accept that as a necessary matter of practicality.

In principle, saving life in general is usually agreed to be a good thing. However, again, scarce resources. It would also be a good thing if everyone on Earth had vast tracts of land, customized mansions, and the highest quality of food and entertainment. Do you spend your set budget on saving a single smoker with advanced cancer, knowing that even then the chance of survival is middling, or do you spend that money on equipment for lung surgery? Do you focus on saving the elderly with heart problems, or middle aged workers with injuries on the job? It's never going to be that clear cut, mind, but someone is always going to get thrown under the bus no matter what system you have. In the US, that would primarily be the poor unable to afford insurance at all, and those with preexisting conditions. In Canada, that would mostly be the youth with immediate issues that require hospital treatment, the elderly, especially the elderly requiring complex surgery, and those too poor to afford to go to the States if they find the waiting list in Canada too long. A market system would hardly solve the problem altogether, as you still have a fixed number of resources that can be used. However, in the longer term, the problem is self correcting; the more profitable option would generally be the one given, and thus the provider would have more money to spend on whatever was prioritized for the hospital.
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Mr. Palau

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Re: WHOOOO HEALTH CARE RULED CONSTITUTIONAL
« Reply #227 on: June 30, 2012, 05:26:52 pm »

Great Justice, all I gotta say is put forward the details of your (appearntly full private) proposal, and show us how awesome it is.
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Blargityblarg

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Re: WHOOOO HEALTH CARE RULED CONSTITUTIONAL
« Reply #228 on: June 30, 2012, 05:36:16 pm »

One could make a similar argument for food under the right conditions, but few would advocate a Food Bureau to ensure everyone is given as much food as they "require".

Isn't this kind of the whole point of food stamps et cetera?
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GreatJustice

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Re: WHOOOO HEALTH CARE RULED CONSTITUTIONAL
« Reply #229 on: June 30, 2012, 05:58:51 pm »

One could make a similar argument for food under the right conditions, but few would advocate a Food Bureau to ensure everyone is given as much food as they "require".

Isn't this kind of the whole point of food stamps et cetera?

Food stamps don't represent food coming directly from the government. Furthermore, they're only available to those who are considered the poorest of the poor, and I don't hear many people considering them viable alternatives to actually getting a job and paying for their food.

They are also a completely different topic that would completely derail the topic if handled here and now.
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Great Justice, all I gotta say is put forward the details of your (appearntly full private) proposal, and show us how awesome it is.

I've already covered the basics. Want some articles?
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The person supporting regenerating health, when asked why you can see when shot in the eye justified it as 'you put on an eyepatch'. When asked what happens when you are then shot in the other eye, he said that you put an eyepatch on that eye. When asked how you'd be able to see, he said that your first eye would have healed by then.

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Mr. Palau

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Re: WHOOOO HEALTH CARE RULED CONSTITUTIONAL
« Reply #230 on: June 30, 2012, 06:16:28 pm »

Just condense the basics/medium details from your posts.
To be honest I couldn't tell the differnce between critique and suggestion.
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Bauglir

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Re: WHOOOO HEALTH CARE RULED CONSTITUTIONAL
« Reply #231 on: June 30, 2012, 07:37:22 pm »

I agree, there are practical problems that need to be addressed, which make what I'd like to be true impractical to make true. That's utterly unrelated to what I'm arguing, and I've said so several times. I can't be much clearer than that I'm not addressing anybody who responds, "It'd be nice if we could give everyone healthcare, but we can't". Only people who respond, "It's only right to give people healthcare if they can pay for it"; in other words, the people who think it's about fairness.
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kaijyuu

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Re: WHOOOO HEALTH CARE RULED CONSTITUTIONAL
« Reply #232 on: June 30, 2012, 07:37:53 pm »

Were it up to me everyone could get food stamps if they so desired, from penniless homeless guy to Bill Gates. But yeah that's another topic.
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Leafsnail

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Re: WHOOOO HEALTH CARE RULED CONSTITUTIONAL
« Reply #233 on: June 30, 2012, 07:54:07 pm »

Is it worth pointing out that America has the sovereign debt crisis and an economic crisis and a crappy healthcare system?  I don't think France's economic problems are linked to it having a decent healthcare system, is what I'm getting it.
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Mr. Palau

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Re: WHOOOO HEALTH CARE RULED CONSTITUTIONAL
« Reply #234 on: June 30, 2012, 08:03:46 pm »

Is it worth pointing out that America has the sovereign debt crisis and an economic crisis and a crappy healthcare system?  I don't think France's economic problems are linked to it having a decent healthcare system, is what I'm getting it.
America is not in a sovereign debt crisis. We have negetive real interest rates on long term debt. The makert is clearly pretty damn confident.
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Leafsnail

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Re: WHOOOO HEALTH CARE RULED CONSTITUTIONAL
« Reply #235 on: June 30, 2012, 08:06:56 pm »

Oh right, and France was downgraded (ahahahahaha).  Disregard the comment.
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mainiac

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Re: WHOOOO HEALTH CARE RULED CONSTITUTIONAL
« Reply #236 on: June 30, 2012, 08:18:29 pm »

Saying that sovereign debt crises and healthcare costs are linked wouldn't pass the laugh test for arguments if this wasn't all so tragic.  Healthcare costs are a smaller part of GDP in every other country in the world but the US.  So they are being driven into bankruptcy by how much money they are saving?  There are even some countries where government healthcare spending is lower then in the US because of how inefficient our current system is.  If any country is being driven into debt crises by healthcare costs, it's the US.  In fact we wouldn't any deficit or long term debt problems in this country right now if our healthcare costs were in line with the rest of the world.

But they aren't actually being driven into debt crises in the first place.  The only countries facing debt issues right now are EU countries that are stuck in high unemployment due to the pigheadedness of the ECB.  That's not a debt crises, that's a central bankers being morons when they could solve this problem anytime crises.  Countries with better debt outlooks then ours are in crises because the ECB isn't doing it's job.  Of these exactly one is due to entitlement costs, Greece.  Does it need to be said that a tiny country which was cooking the books and rife with corruption isn't as good a comparison as say, France or Canada or the UK?
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GreatJustice

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Re: WHOOOO HEALTH CARE RULED CONSTITUTIONAL
« Reply #237 on: July 01, 2012, 07:43:27 am »

Quote
Just condense the basics/medium details from your posts.
To be honest I couldn't tell the differnce between critique and suggestion.

Alright.

-The US govt stops subsidizing insurance through employers, and it stops mandating what insurance should cover (though state governments are responsible for that).

-People pay for the bulk of their healthcare out of pocket, which keeps costs comparatively low as opposed to people paying through the weird insurance system the US has presently (as a lot of cost comes from people spending 100x what they need on drugs that decrease the odds of potential problems by 1% compared to cheaper drugs and similar such situations).

-The US government sells off the hospitals it presently owns and resists the urge to try to get involved again.

-Medicare/Medicaid are ended at some point (a politically unpopular decision to make, but a necessary one regardless of one's political views as both programs are becoming black holes into which more money produces less quality and drives prices up)

-The AMA has its monopoly on medical licensing removed.

-The FDA is majorly reformed, if not altogether replaced.

That basically covers it. Again, articles and charts can be provided on request (as I've found some that will work for what my previous chart did).
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Is it worth pointing out that America has the sovereign debt crisis and an economic crisis and a crappy healthcare system?  I don't think France's economic problems are linked to it having a decent healthcare system, is what I'm getting it

The US doesn't have a sovereign debt crisis because the US Dollar happens to back everything and thus gives the Americans a lot of leeway in terms of debt. In the long term, yeah, the US shouldn't get into debt, but they can get away with far more so long as everyone backs their money with American money. Anyway, the problems of American debt and economic problems have entirely different causes and solutions.

Also, France's healthcare system isn't the only factor, but the French welfare state is the big driver for French debt. It's not like they're spending everyone on the military like the Americans since the Americans effectively pay for their defense.
Quote

Saying that sovereign debt crises and healthcare costs are linked wouldn't pass the laugh test for arguments if this wasn't all so tragic.  Healthcare costs are a smaller part of GDP in every other country in the world but the US.  So they are being driven into bankruptcy by how much money they are saving?  There are even some countries where government healthcare spending is lower then in the US because of how inefficient our current system is.  If any country is being driven into debt crises by healthcare costs, it's the US.  In fact we wouldn't any deficit or long term debt problems in this country right now if our healthcare costs were in line with the rest of the world.

Again, the US gets away with a lot more presently because it's the lender of last resort. Furthermore, the US also benefits from still being the world's largest economy, and it has a variety of tricks that can change it's debt levels if it so wants (Clinton's favourite trick was to shuffle money out of Social Security and into the hands of the government directly and then brag about the surplus he'd generated). That's hardly a positive thing, but American economic problems are mostly unrelated to this thread.

The rest of the world, meanwhile, can't afford anywhere near as much as the Americans can, especially since most of them pay for their healthcare directly through the government whereas a comparatively smaller share of American healthcare is paid through Medicare and so on. Furthermore, it's basically undeniable that excessive spending on welfare state projects is responsible for the bulk of the debt of those countries mentioned, the exception being Japan (which is in debt because of lots of expensive failed stimulus projects, in turn in response to a 20 year recession caused by a lot of weird economic and fiscal policies in Japan, again a story for an entirely different topic).

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But they aren't actually being driven into debt crises in the first place.  The only countries facing debt issues right now are EU countries that are stuck in high unemployment due to the pigheadedness of the ECB.  That's not a debt crises, that's a central bankers being morons when they could solve this problem anytime crises.  Countries with better debt outlooks then ours are in crises because the ECB isn't doing it's job.  Of these exactly one is due to entitlement costs, Greece.  Does it need to be said that a tiny country which was cooking the books and rife with corruption isn't as good a comparison as say, France or Canada or the UK?

The ECB is, indeed, capable of using a variety of tricks to temporarily improve the situation of the Euro members in trouble. However, due to the incredible precariousness of the Euro right now, such an action would probably destroy the Euro in the long term and create an entirely new bag of problems, ones quite a bit worse than debt crises (which can at least be solved over a long period of time in a variety of ways).
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The person supporting regenerating health, when asked why you can see when shot in the eye justified it as 'you put on an eyepatch'. When asked what happens when you are then shot in the other eye, he said that you put an eyepatch on that eye. When asked how you'd be able to see, he said that your first eye would have healed by then.

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mainiac

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Re: WHOOOO HEALTH CARE RULED CONSTITUTIONAL
« Reply #238 on: July 01, 2012, 08:11:47 am »

-Medicare/Medicaid are ended at some point (a politically unpopular decision to make, but a necessary one regardless of one's political views as both programs are becoming black holes into which more money produces less quality and drives prices up)

Does the fact that they deliver lower prices while serving sicker and older populations mean nothing to you?  It's not medicare and medicaid that are driving up prices.  It's private insurance that is driving up prices because if the government controls medicare and medicaid prices too much then doctors go where the money is.  Or again, look at the rest of the world, the more the government runs the show the better costs are controlled.  When you find you are in a hole, stop shooting yourself in the foot and insisting that everyone else is doing it wrong.

Furthermore, it's basically undeniable that excessive spending on welfare state projects is responsible for the bulk of the debt of those countries mentioned, the exception being Japan (which is in debt because of lots of expensive failed stimulus projects, in turn in response to a 20 year recession caused by a lot of weird economic and fiscal policies in Japan, again a story for an entirely different topic).

YES IT IS!  I DENY IT!

Take a look at Ireland: http://www.tradingeconomics.com/chart.png?s=irldebt2gdp&d1=20000101&d2=20120701
Or Spain: http://www.tradingeconomics.com/spain/government-debt-to-gdp

In both countries there were low debt levels trending downwards.  Then the real estate bubbles popped and the government had to make insanely expensive bailouts of the banks.  Countries that did not have debt levels thus had debt crises overnight when coupled with ECB stupidity.

There are "news" organizations out there who plain hate a well functioning welfare state so they will relentlessly attack Europe on this front regardless of the facts.  But they're just using the crises as an opportunity to spread misinformation.
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« Last Edit: February 10, 1988, 03:27:23 pm by UR MOM »
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JimmyBobJr

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Re: WHOOOO HEALTH CARE RULED CONSTITUTIONAL
« Reply #239 on: July 01, 2012, 12:19:36 pm »

Im confused at what everyone is going on about up there...?

So a country's healthcare system is a direct contributor to a countrys dept?

Now, i dont understand politics in any form, nor do i even try to understand the economy ("The Economy" to me is going to work, getting some cash and then spending said cash on random things at the shops, while politics is just a bunch of stupid people trying to yell at each other with out yelling) but i have no idea what is going on with that...

In Australia we have healthcare. AFAIK we aren't in debt.

But then, i dont know how to vote and am likely to get a massive fine soon, so yeah.

Damnit world, why are you so difficult!?!
I DONT EVEN KNOW HOW TO VOTE DAMNIT. I DONT KNOW WHAT HEALTHCARE MEAAAAAANS!
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