I don't store my finances in form of information, because it's stupid and gives banks freedom to create money virtually from air. I receive my pay in paper currency, and would be willing to go with something more physical, like gold coins, if our government wasn't so fascist.
All money is created virtually from air, due to supply and demand, due to things people have and want. Without a market for such things, nothing has worth and there is no money, so once again you're claiming something could be better if it didn't exist.
you don't understand economics, sorry.
Actually, you don't. Paper currency and coins only have value because everyone decides that it does. Gold isn't that useful for anything except jewelry because its easy to dent and bend. Hell, diamonds aren't even that rare. Why do these things cost so much? They're
shiny. One day, during the dawn of civilization, something like this happened:
Early River Valley City State Dweller 1: Hey ERVCSD 2! Look at this stuff! [holds out diamonds and gold nuggets]
ERVCSD 2: Oh my Bronze age era gods, it's shiny!
ERVCSD 1: I know!
ERVCSD 2: We gotta show this to eveyone back at City State!
[They return to city state]
ERVCSD 1: Hey everybody! Look at this shiny stuff!
Everyone: Holy crap it's shiny! Let's assign it value!
In fact, if one day everyone decided "Screw coins and paper currency! From now on, geckos will be the unit of value!" all the money in the world would become worthless and geckos would become the world currency. Hell, I can' think of anything stopping us from doing that.